Let Los Gatos Appraisal Service, Inc take care of your appraisal

Thousands of people in California buy, sell or refinance their home each year. A lot of these transactions involve a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are so high, even though there are a budding number of automated home valuation systems that may appear to be more prudent than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there more cases when the services of a licensed, independent real estate professional could come in handy? You bet there are.


	For real estate appraisals in San Jose and Santa Clara County, it's easiest when your order online from Los Gatos Appraisal Service, Inc, just click here.

Challenge your tax assessment in Santa Clara County

It's possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a previous assessment of your home, so if values are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from Los Gatos Appraisal Service, Inc is your best evidence when building your case. At Los Gatos Appraisal Service, Inc,we can assist you in appealing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that nearly all lenders ask home buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Los Gatos Appraisal Service, Inc will produce a statement regarding the value of your home, and the expense of the appraisal can generally be regained in little time because you'll no longer be paying the PMI.

An appraisal from Los Gatos Appraisal Service, Inc will help you settle a divorce with less stress

A divorce can be an especially traumatic experience for both parties, and it is often further complicated by the hard decision of who keeps the property. Regardless of the situation, it's wise to order an appraisal from Los Gatos Appraisal Service, Inc so both parties are entirely aware of the true market value of their home.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Los Gatos Appraisal Service, Inc help you with relocating to or from Santa Clara County

Employee relocation can be a stressful event. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide remarks on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered.

Let Los Gatos Appraisal Service, Inc assist you in selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they rest on our efforts to complete the appraisal.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.